Netspend overview

YOUR MONEY, YOUR WAY WITH NETSPEND GET PAID UP TO 5 DAYS EARLY¹ Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹. UP TO $300 IN OVERDRAFT PROTECTION² Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive. EARN UP TO 6.00% APY ON SAVINGS³ Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³. 130,000+ RELOAD LOCATIONS⁵ Add funds at over 130,000 locations nationwide with the Netspend Network⁵. NETSPEND IS GOOD FOR: • People & families wanting to manage their finances on the go • Unbanked or underbanked individuals • Freelancers who need flexibility in their financial solutions Join millions of customers who trust their money with Netspend. Sign up today⁶! Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶ See Developer Website netspend.com/info/app-terms for full disclosures. © 2025 Ouro Global, Inc.